Freelancers in High-Tax Europe: Move the Company, or Move Yourself?
Moving the company does nothing on its own. Moving your own tax residence works, and Italy, Spain and Germany each have a rule designed to follow you out.
Bank accounts for non-resident founders, directors and online businesses.
Moving the company does nothing on its own. Moving your own tax residence works, and Italy, Spain and Germany each have a rule designed to follow you out.
Georgia’s 1% on turnover is real, but it isn’t a rate on remote income earned from anywhere. Four conditions decide whether your money qualifies.
E-Residency isn’t a tax play or a “digital nation” experiment. For most people who go through with it, it’s a €1,200-2,600 first year to get an EU company Stripe accepts, nothing more mystical than that.
Forming a company somewhere else doesn’t move your tax bill if you’re the one still running it from where you live. Here are the two tests that actually decide it, the founder who found out the hard way, and the 2025 court ruling that turns on the same underlying idea.
Estonia OÜ, Hong Kong Ltd or a US LLC, paired with a Thailand DTV visa: these are the combos nomad freelancers keep building. The company you pick barely moves the needle next to one number: how many days you spend in Thailand.
Forming a US LLC costs less than most guides admit. Getting Stripe to say yes, paying yourself without payroll and staying out of the IRS’s $25,000 penalty zone is where the real setup happens.
The 3 questions that decide your company, bank and payment stack, before you ever pick a country. A freelancer’s honest guide to LLCs, OÜs, MoRs and ad-spend cards.
Barclays, Lloyds and NatWest want a UK-resident director. Here’s which providers actually approve a UK Ltd when every director lives abroad, and what they check first.
Most e-Residency guides send you straight to an Estonian bank. LHV’s own rules, and Estonia’s own government, say most e-residents shouldn’t bother.
EMIs don’t cap transfers at $20-50k like the forums claim. Real limits run into the millions. The actual risk is the compliance review, which can hold funds for weeks.