Amnis

Pricing

• •Companies incorporated outside the EEA pay a one-time onboarding fee of CHF/EUR 1,000, required before the review starts; paying it doesn't guarantee approval.
• •Card chargebacks cost EUR 20 per request and must be filed within 15 days of the transaction.
• •The euro local account is a German IBAN and works on SEPA only, not SWIFT. An international SWIFT payment arriving from outside that network carries a landing fee of CHF/EUR 5.

Limits

• •ATM limits are the same on every plan and are quoted as euro equivalents: 5,000 per transaction, 5,000 per 24 hours, 20,000 per 7 days and 25,000 per 30 days.
• •Until a margin call agreement is signed, forward FX trading is capped at CHF 100,000 per company and at 90 forward days.

Payments & transfers

• •The bank doesn't publish a dedicated blocked-country list for transfers: the blocked countries shown are derived from the list of countries where the card cannot be used, so treat them as an indicative rather than official list for wires.
• •Danish krone comes with a dedicated local IBAN for Denmark.
• •Swiss franc pay-ins arrive on a Liechtenstein IBAN over the SIC network, with a QR-IBAN available for Swiss QR-bills. Amnis does not offer a native Swiss IBAN.
• •US dollars use a domestic account number and route over the local ACH network instead of SWIFT. USD balances paid 0.85% annualised as of June 2026.
• •Sterling comes with a dedicated UK local IBAN, and GBP balances paid 0.85% annualised as of June 2026.
• •Canadian dollars use a domestic account number rather than a classic IBAN, with payments routed over the local network instead of SWIFT.

Cards

• •Card use is also blocked in Crimea (Ukraine) and the Darfur region of Sudan; Sudan as a whole is not on the restricted list.
• •The card is issued by Monavate Ltd, a UK EMI regulated by the FCA, on the Mastercard network.

Crypto

• •Non-fiat currency businesses are treated as a restricted (not outright prohibited) client type: onboarding is possible only with additional information and management approval, and with a reduced scope of services.

Opening an account

• •At least one board member must reside in the company's country of incorporation; branches or subsidiaries of a Swiss/EEA parent company are assessed case by case.

Sanctions

• •The terms include a general sanctions clause (EU, Switzerland, Liechtenstein, UN, OFAC) and state the bank cannot serve businesses in sanctioned or FATF high-risk jurisdictions.

Licence & regulation

• •Client money is segregated at banks rated A+ by S&P and covered by the Austrian Deposit Insurance up to EUR 100,000 per client (through the entity AMNIS Europe AG, Liechtenstein).

Rewards

• •Euro balances pay no cashback until 30 June 2026, and 0.10% from 1 July 2026.