Methodology
How the matching works
Every result you see comes from the same three steps: hand-checked data, published acceptance rules, and a ranking sorted by real cost. Here is each one, so you can judge for yourself.
Data last verified: 21 August 2026
Where the data comes from
We read each provider's published pricing and eligibility pages and record them in our own research database - today 120 providers and 445 plans, each checked by hand. When a provider changes its rules or fees, we update the record; the date at the top of this page is the most recent verification.
If a provider doesn't publish a fee, we store “not published” - we never fill the gap with a guess or a zero.
Eligibility is three questions, not one
Most rejections happen because a provider checks more than where your company is registered. So do we. The wizard checks each provider's published acceptance rules on three separate dimensions: where your company is incorporated, where its owners live, and where you actually send and receive money - plus your business sector, which many providers restrict.
A provider appears as a match only when its published criteria accept your profile. When we can't verify a rule - a sector the provider doesn't mention, a country in a grey zone - we show the match with a warning instead of silently assuming a yes.
Ranked by real cost
Eligible accounts are sorted by what they would actually cost you: the plan's monthly fee plus an estimate of usage costs - currency conversion, transfers - based on your wizard answers. The cheapest eligible account comes first, computed the same way for every provider, whether it pays us or not.
When a provider only publishes a “from” price or quotes custom pricing, we mark it as variable and rank it conservatively - an unknown price is never allowed to look cheaper than a published one.
What “n/a” means in the tables
In the comparison tables, “n/a” means the provider doesn't publish that fee. It is never treated as zero: n/a rows always sort last on the fee you click. A “0” in our tables means we verified the fee is actually free.
What we don't do
No paid placement - referral fees never change who appears or in what order (here is how we make money). No identity documents. And no promises: eligibility is indicative, based on published criteria - the final decision is always the provider's.
Spotted an error?
If a fee moved or a rule changed before we caught it, tell us at [email protected]. Corrections ship fast.