Providers · Business & Personal accounts
Bivial
2 plans in our database · licensed as BANK · pricing in CHF
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Business Account | business | CHF 25/mo | CHF 250 | n/a | CHF 10 |
| Entrepreneur Account | personal | CHF 25/mo | CHF 250 | n/a | CHF 10 |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 19 currencies · local account details in AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, MXN, NOK, PLN, SEK, SGD, TRY, USD, ZAR.
Regulation
Regulated or registered in Switzerland.
Regulators: FINMA
In the fine print
Conditions from Bivial's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Payments & transfers
- For the restricted (attention) countries, EUR-to-EUR payments are refused by default; exceptions may be granted case by case through support.
- CZK payouts clear locally and instantly over CERTIS in the Czech Republic.
- USD payouts clear locally over ACH in the United States.
- GBP payouts clear locally and instantly over Faster Payments in the UK, and are also collected via BACS.
- SEK payouts clear locally and instantly over RIX in Sweden.
- AUD payouts clear locally over BECS in Australia.
- DKK payouts clear locally over Kronos in Denmark.
- PLN payouts clear locally and instantly over Elixir and Express Elixir in Poland.
- SGD payouts clear locally and instantly over MEPS in Singapore.
- JPY payouts clear locally over the Zengin System in Japan.
- NOK payouts clear locally over NICS in Norway.
- CHF is the mandatory base account currency for every Bivial client, and clears locally over SIC.
- Euro payments settle over SEPA Instant in several eurozone countries, Austria among them, as well as over SWIFT and TARGET2.
- TRY payouts clear locally over EFT in Turkey.
- AED payouts clear locally and instantly over UAEFTS in the United Arab Emirates.
- HKD payouts clear locally over CHATS in Hong Kong.
- HUF payouts clear locally over VIBER in Hungary.
Opening an account
- The Entrepreneur Account is offered on a limited basis, only to individuals who already have a relationship with an existing Bivial corporate account holder.
Sanctions
- Transfers to and from the occupied Ukrainian territories are prohibited as well as to and from the forbidden countries.
Will Bivial actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Bivial's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →