Providers · Business & Personal accounts

CIM Bank
2 plans in our database · licensed as Bank · pricing in CHF
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Private Multi-Currency Account | personal | CHF 30/mo | CHF 90 | 1.15%* | CHF 25 + 0.045% |
| Corporate Multi-Currency Account | business | CHF 40/mo | CHF 500 | 1.15%* | CHF 25 + 0.045% |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Regulation
Regulated or registered in Switzerland.
Regulators: FINMA
In the fine print
Conditions from CIM Bank's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- Business onlyTwo further quarterly surcharges of CHF 150 each can apply on top of the standard fees: a 'high risk accounts' fee and a separate 'legal' fee, with no published criteria for when the high-risk surcharge is charged.
- Personal onlyA 'high risk accounts' surcharge of CHF 150 per quarter can apply on top of the standard fees, with no published criteria for when it is charged.
- Maintenance fees are billed quarterly rather than monthly: CHF 90 per quarter for personal accounts and CHF 120 per quarter for business accounts.
Payments & transfers
- The account can send and receive payments in more than 120 countries.
- Payments can be made and received in more than 100 currencies worldwide via correspondent banks, while the multi-currency account itself holds 25 currencies directly.
Licence & regulation
- Deposits are protected up to CHF 100,000 per client under Switzerland's esisuisse deposit insurance scheme.
Will CIM Bank actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks CIM Bank's published rules on all of them, and shows you the alternatives too.
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