Dukascopy Bank

Pricing

• •Swiss franc payments clear domestically over SIX for CHF 2.30, while a CHF transfer that leaves that network over SWIFT costs CHF 15. A transfer to a crypto exchange costs CHF 25 or 0.5%, whichever is greater.
• •Deposits from a third party are free up to CHF 50,000, then cost CHF 25 between CHF 50,000 and CHF 150,000, and CHF 50 above CHF 150,000.
• •Euro payments clear over SEPA for EUR 2.30. A euro transfer that leaves the SEPA network over SWIFT costs EUR 20, and a transfer to a crypto exchange costs EUR 25 or 0.5%, whichever is greater.
• •Withdrawing over SEPA to certain financial institutions can carry an extra EUR 7.50.

Limits

• •Dukascopy's own sources disagree on the entry ticket for Private Banking: the application form asks for a deposit of at least $100,000, while the dedicated FAQ states a minimum deposit of 250,000 USD, with no maximum.
• •No numeric transfer, card or ATM limit is published for Private Banking. The application form mentions a 'Quarterly Incoming Limit' without disclosing the figure.
• •The card carries a maximum balance of CHF 10,000 on the Corner programme, plastic and virtual alike. It is a ceiling on what the card can hold, not on what you can spend.
• •On the secondary CBH card programme, ATM withdrawals are capped at 1,000 units a day, with a minimum of 20 units per withdrawal.
• •No numeric limit is published for incoming or outgoing SWIFT, SEPA and local transfers. Account limits do exist, since raising them is listed as free, but the starting figures are not disclosed.
• •The CHF 250 monthly account maintenance fee covers CHF 250,000 of incoming payments. Above that, additional monthly commissions apply.
• •The card carries a maximum balance of CHF 10,000 across all four issuers: Corner, CBH, Swiss Bankers and Moorwand.
• •On the CBH card, ATM withdrawals are capped at 1,000 units a day, with a minimum of 20 units per withdrawal.

Cards

• •Up to 4 cards (Visa, Mastercard and AMEX) can be used at the same time.

Crypto

• •Private Banking clients receive discounts on crypto operations, including partner-exchange transactions, P2P crypto-to-fiat conversion, and withdrawals to a blockchain wallet.
• •Through the Valued Clients Club, Entrepreneur clients receive discounts on crypto operations, including P2P crypto-to-fiat conversion, partner-exchange transactions, and withdrawals to a blockchain wallet.
• •Real crypto is bought through connected partner exchanges (SMART VALOR and ZBX) using dedicated sub-accounts: your fiat stays in Dukascopy's custody while the trade executes on the exchange's platform. The same coins are also available as CFDs, traded like any other investment instrument.
• •Withdrawing crypto to an external blockchain wallet is possible only for BTC, ETH and USDT, and only on their native chains (BNB Chain and layer-2 networks are not supported). The other three coins - BCH, LTC and XLM - can only be traded as CFDs, with no option to move them to a wallet.

Sanctions

• •The bank may refuse, block, or delay any payment to or from countries, financial institutions, or individuals subject to sanctions (Swiss, UN, EU, UK, and US/OFAC lists), decided case by case rather than from a published country blocklist.

Company ownership

• •Dukascopy Bank SA in Geneva is the group's parent and holds the Swiss banking and securities-firm license from FINMA. It wholly owns two separately regulated subsidiaries: Dukascopy Europe IBS AS in Riga, Latvia (regulated by the Bank of Latvia) and Dukascopy Japan K.K. in Tokyo (a Type-1 broker under the JFSA).

Licence & regulation

• •The Hong Kong office is a local presence only and does not hold its own banking license.