Providers · Business & Personal accounts

Finsei

4 plans in our database · licensed as EMI

Data last verified: 21 August 2026

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Independent data. Every figure below comes from Finsei's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

Plan	Type	Monthly fee	Setup	FX fee	SWIFT out
Personal Basic E-wallet	personal	Free	Free	0.5%*	€25
Business UK Residents	business	€10/mo	€30	0.85%*	€25
Business EEA Residents	business	€30/mo	€100	1%*	0.3%
Business International	business	Bespoke	-	1.25%*	0.5%

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

SWIFTCardsVirtual cardsMulti-currency

Hold up to 2 currencies · local account details in EUR, GBP.

Regulation

Regulated or registered in United Kingdom, Latvia.

Regulators: Financial Conduct Authority · Latvijas Banka

In the fine print

Conditions from Finsei's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Business activity

Business onlyBeyond its listed banned sectors, Finsei also prohibits energy extraction, trade in wildlife or animal products (fur, bones, ivory), radioactive materials, hazardous chemicals, diamonds without Kimberley certification, weapons and military-related products, unregistered charities, MLM/pyramid schemes, pawnbrokers, surveillance or spy equipment, and any business operating without a required licence.
Business onlySome activities are accepted only with the appropriate licence or on a case-by-case basis, including auctions, automotive parts and services, and used-car dealerships.

Will Finsei actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Finsei's published rules on all of them, and shows you the alternatives too.

Check in 2 minutes →