Providers · Business & Personal accounts
Fire
2 plans in our database · licensed as PI, EMI
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Personal Account | personal | Free | Free | 1%* | n/a |
| Business Account | business | €10/mo | Free | 0.75%* | n/a |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 2 currencies · local account details in EUR, GBP.
Regulation
Regulated or registered in Ireland, United Kingdom.
Regulators: Central Bank of Ireland · Financial Conduct Authority
In the fine print
Conditions from Fire's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Crypto
- Crypto-related payments sent to the account are returned to the sender.
Opening an account
- Personal onlyFire stopped accepting new personal account applications in September 2024, for a period of 18-24 months; existing personal customers are unaffected and continue to receive full service.
- Business onlyCompany directors and owners must be resident in or citizens of the EU or UK; those from other countries aren't automatically refused but are reviewed case-by-case ('available on request').
Countries & residency
- Business onlySole traders are only accepted if they are based in the UK or Ireland.
Will Fire actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Fire's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →