Providers · Business & Personal accounts

FV Bank

FV Bank

3 plans in our database · licensed as IFE, TRUST · pricing in USD

Data last verified: 21 August 2026

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Independent data. Every figure below comes from FV Bank's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

PlanTypeMonthly feeSetupFX feeSWIFT out
Individual Pluspersonal$25/mo$250.25%*$60
Business Plusbusiness$200/mo$2000.25%*$75
Business Primebusiness$750/mo$7500.25%*$75

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

SWIFTCardsVirtual cardsCrypto-friendly

Getting in, and what you get

Pays interest on balances - the provider doesn't publish the rate.

Regulation

Regulated or registered in Puerto Rico.

Regulators: Office of the Commissioner of Financial Institutions (OCIF)

In the fine print

Conditions from FV Bank's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Pricing

  • Custody accounts are charged a 0.5% Assets Under Custody fee from the first dollar (no free threshold), plus a withdrawal fee of 0.1% or $4 (whichever is greater) plus network fees, and a 0.5% fee to convert between crypto and USD.
  • Custody accounts get a $250,000 fee-free threshold (calculated quarterly on average balance) before the 0.5% Assets Under Custody fee applies, plus a $50/year custody fee.
  • Withdrawal fee is 0.1% or $4 (whichever is greater) plus network fees, and converting between crypto and USD costs 0.5%.
  • Business onlyUpgrading from Business Plus to Business Prime costs an additional $550.

Limits

  • No minimum balance is required to hold a digital asset custody account.
  • FV Bank does not publish specific numeric limits for card, ATM, or wire transactions; its own terms state that limits exist but vary by account type and geography.

Payments & transfers

  • Domestic ACH and wire transfers (Fedwire) are processed through partner bank Lead Bank.
  • FV Bank's terms broadly prohibit payments to or from unspecified "prohibited territories", without publicly listing which countries these are, beyond general compliance with US/OFAC sanctions law.

Licence & regulation

  • FV Bank is not FDIC-insured (Puerto Rico IFE license, no US federal deposit guarantee).

Will FV Bank actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks FV Bank's published rules on all of them, and shows you the alternatives too.

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