Providers · Business accounts
Holvi
16 plans in our database · licensed as PI
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Holvi Associations Flex (FI) | business | Free | Free | 1%* | €1 |
| Holvi Flex (DE) | business | Free | Free | 1%* | €1 |
| Holvi Flex (AT) | business | Free | Free | 1%* | €1 |
| Holvi Flex (FI) | business | Free | Free | 1%* | €1 |
| Holvi Lite (AT) | business | €9/mo | Free | 1%* | €1 |
| Holvi Lite (DE) | business | €9/mo | Free | 1%* | €1 |
| Holvi Lite (FI) | business | €12/mo | Free | 1%* | €1 |
| Holvi Associations Pro (FI) | business | €15/mo | Free | 1%* | €1 |
| Holvi Pro (AT) | business | €15/mo | Free | 1%* | €1 |
| Holvi Pro (DE) | business | €15/mo | Free | 1%* | €1 |
| Holvi Pro (FI) | business | €18/mo | Free | 1%* | €1 |
| Holvi Business (FI) | business | €50/mo | Free | 0.5%* | €0.5 |
| Holvi Business (DE) | business | €69/mo | Free | 0.5%* | €0.5 |
| Holvi Business (AT) | business | €69/mo | Free | 0.5%* | €0.5 |
| Holvi Zen (FI) | business | €79/mo | Free | 1%* | €1 |
| Holvi Zen+ (FI) | business | €99/mo | Free | 1%* | €1 |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 18 currencies · local account details in AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, USD.
Getting in, and what you get
Pays interest on balances - the provider doesn't publish the rate.
Offers a credit card and a revolving line, up to €50,000.
Regulation
Regulated or registered in Finland, Germany.
Regulators: Financial Supervisory Authority of Finland (FIN-FSA) · Federal Financial Supervisory Authority (BaFin)
In the fine print
Conditions from Holvi's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Limits
- Holvi states SEPA credit transfers and direct debits are unlimited on this plan: no monthly transaction cap is published.
- The 30 SEPA transactions a month are one shared allowance across incoming and outgoing payments, covering credit transfers and direct debits together, not two separate counts.
- The 500 SEPA transactions a month are one shared allowance across incoming and outgoing payments, covering credit transfers and direct debits together, not two separate counts.
Payments & transfers
- Payments to or from a country outside Holvi's supported country list are automatically returned to the sender.
- incorporated in ATAustrian customers receive Finnish IBANs; Holvi does not issue Austrian IBANs.
Crypto
- Holvi provides no crypto support; its acceptable-use policy explicitly prohibits it.
Will Holvi actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Holvi's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →