Providers · Business & Personal accounts

ibsettle

ibsettle

6 plans in our database · licensed as EMI

Data last verified: 21 August 2026

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Independent data. Every figure below comes from ibsettle's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

PlanTypeMonthly feeSetupFX feeSWIFT out
Personal EEApersonal€5/moFreen/a€30
Business LTbusiness€10/mo€50n/a0.1%
Business EEAbusiness€30/mo€200n/a0.1%
Personal Non-EEApersonal€30/mo€50n/a0.1%
Business Internationalbusiness€50/mo€500n/a0.15%
Business Compliance Intensivebusiness€200/mo€1000n/a0.5%

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

SWIFT

Regulation

Regulated or registered in Lithuania.

Regulators: Bank of Lithuania

In the fine print

Conditions from ibsettle's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Pricing

  • Business onlyOpening an additional account under this plan costs 50 EUR.
  • Business onlyOpening an additional account under this plan costs 250 EUR.
  • Business onlyOpening an additional account under this plan costs 150 EUR.
  • Business onlyOpening an additional account under this plan costs 10 EUR.

Limits

  • Outgoing SEPA Instant payments are capped at €30,000 each, a ceiling ibsettle sets itself for security reasons. Beyond that, how much a SEPA Instant transfer can carry depends on the limits of each financial institution involved.

Payments & transfers

  • The euro account reaches 36 SEPA countries, with payments arriving the same business day, or within seconds over SEPA Instant.

Cards

  • No cards are issued, physical or virtual.

Business activity

  • Business onlyRestricted industries are accepted only with prior approval.

Opening an account

  • Business onlyOffers a Cumulative Account for company formation: you deposit the share capital, receive a confirmation letter for company registration, then convert it into a regular business account. It is a separate product with its own pricing.

Countries & residency

  • Personal onlyThis personal tier is for residents outside the EEA, and it includes the UK.
  • Personal onlyThis personal tier is for residents of the EEA; the UK is not included in the EEA for this tier.

Sanctions

  • Payments to and from Crimea, Donetsk and Luhansk are prohibited as well, on top of the blocked countries.

Licence & regulation

  • Regulated in Lithuania as an Electronic Money Institution by the Bank of Lithuania (EMI licence No. 10); the entity, ibsettle UAB, was formerly named IBS Lithuania.

Will ibsettle actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks ibsettle's published rules on all of them, and shows you the alternatives too.

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