Providers · Business & Personal accounts

Montify

Montify

4 plans in our database · licensed as EMI

Data last verified: 21 August 2026

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Independent data. Every figure below comes from Montify's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

PlanTypeMonthly feeSetupFX feeSWIFT out
FreepersonalFreeFree1%*€15
Premiumpersonal€9.99/moFree0.5%*€15
Solid Rockbusiness€30/mo€5000.5%*€15
Sheer Cliffbusiness€70/mo€8000.6%*€25

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

Multi-currency

Hold up to 14 currencies · local account details in EUR, GBP.

Regulation

Regulated or registered in United Kingdom.

Regulators: Financial Conduct Authority

In the fine print

Conditions from Montify's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Payments & transfers

  • Transfers are permitted to EEA, UK and other foreign bank accounts, except for a list of countries to which payment transactions are prohibited. That list is not published on the website and is only communicated within the online banking system after signing up.

Crypto

  • Personal onlyMontify's terms prohibit accepting, buying, converting or otherwise dealing in unregulated or unsupervised virtual currency, including transfers to or from virtual-currency exchangers. The terms do not separately address exchanges that are themselves regulated or licensed.
  • Business onlyMontify's terms prohibit accepting, buying, converting or otherwise dealing in unregulated or unsupervised virtual currency, including transfers to or from virtual-currency exchangers. The terms do not separately address exchanges that are themselves regulated or licensed.

Will Montify actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Montify's published rules on all of them, and shows you the alternatives too.

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