myPOS

Pricing

• •Corridors are described only by rail and price band: SEPA Credit and Instant, international SWIFT transfers, and domestic Faster Payments in the UK, with transfers within the EEA, the UK and Switzerland priced apart from international transfers.
• •From 13 May 2026, cards issued in Andorra, Gibraltar, Monaco, San Marino, the UK and the Vatican are reclassified as non-EEA for acquiring pricing: this raises the cost of accepting them, it does not block the transfer corridor.
• •incorporated in MTIn Malta, card-present transactions cost 1.29% on domestic and EEA consumer cards, and card-not-present 1.79% + EUR 0.15; all other cards, including American Express, sit in a separate and more expensive band.
• •Acquiring rates differ from market to market at the same monthly fee: card-present is 0.89% in Germany and Austria, 0.99% in the Netherlands and 0.99% in Belgium.
• •The turnover from which myPOS presents this plan as worthwhile also changes by market: EUR 5,000 in Malta and Austria, EUR 3,500 in the Netherlands, EUR 4,200 in Belgium.
• •Local card schemes are priced as categories of their own, market by market, such as Girocard in Germany and Bancontact in Belgium.
• •incorporated in MTIn Malta, card-present transactions cost 1.19% on domestic and EEA consumer cards, and card-not-present 1.69% + EUR 0.10; all other cards, including American Express, sit in a separate and more expensive band.
• •Acquiring rates differ from market to market at the same monthly fee: card-present is 0.79% in Germany and Austria, 0.89% in the Netherlands and 0.89% in Belgium.
• •Local card schemes are priced as categories of their own, market by market: Girocard in Germany, Bancontact in Belgium, and a fixed-amount domestic debit rate in the Netherlands and Belgium on this tier.
• •Below EUR 10,000 of monthly card turnover, card-present transactions cost 1.59% + EUR 0.05 on domestic and EEA consumer cards, 2.45% + EUR 0.05 on American Express and 2.89% + EUR 0.05 on all other consumer and commercial cards.
• •Online (card-not-present) transactions cost 1.30% + EUR 0.20 on domestic and EEA consumer cards, 2.50% + EUR 0.20 on American Express and 2.90% + EUR 0.20 on all other consumer and commercial cards; MO/TO payments are charged the online payment fee plus 0.5%.
• •For card-not-present transactions, cards issued in the UK count as non-EEA cards and are charged as such.
• •incorporated in GB, GIBelow GBP 10,000 of monthly card turnover, card-present transactions cost 1.10% + GBP 0.07 on domestic consumer cards, 2.20% + GBP 0.07 on EEA consumer cards, 2.45% + GBP 0.07 on American Express and 2.85% + GBP 0.07 on all other consumer and commercial cards.
• •incorporated in GB, GIOnline (card-not-present) transactions cost 1.30% + GBP 0.15 on domestic consumer cards, 2.50% + GBP 0.15 on American Express and 2.90% + GBP 0.15 on all other consumer and commercial cards; MO/TO payments are charged the online payment fee plus 0.5%.
• •incorporated in GB, GIAbove GBP 10,000 a month of card turnover the published price list refers the merchant to a bespoke quote.
• •incorporated in GB, GImyPOS states that on a GBP 100 payment with a domestic consumer card the merchant receives an instant transfer of GBP 98.76.
• •incorporated in MTIn Malta, card-present transactions cost 1.69% on domestic and EEA consumer cards, and card-not-present 2.19% + EUR 0.20; all other cards, including American Express, sit in a separate and more expensive band.
• •Acquiring rates differ from market to market at the same monthly fee: card-present is 1.29% in Germany and Austria, 1.59% in the Netherlands and 1.49% in Belgium.
• •incorporated in CHThe Swiss price list is quoted in CHF and applies below 10,000 CHF of monthly card turnover; above that threshold myPOS quotes an individual offer.
• •incorporated in CHCard-present rates depend on the card presented: 1.25% + CHF 0.05 on TWINT, 1.50% + CHF 0.10 on domestic consumer debit cards, 2.50% + CHF 0.10 on domestic commercial debit cards, 2.50% on domestic commercial credit cards and 3.00% on AMEX; further card categories are priced separately.
• •incorporated in CHOnline (card-not-present) transactions run from 1.75% + CHF 0.30 up to 3.10% + CHF 0.30 depending on the card, and MO/TO payments are charged the online payment fee plus 0.5%.
• •incorporated in CHmyPOS states that on a 100 CHF payment with a domestic consumer card the merchant receives an instant transfer of 98.35 CHF.
• •This tier is aimed at merchants processing over EUR 10,000 in monthly card turnover, and no per-transaction percentage is published for it: the rate is quoted individually.
• •incorporated in ITCard-present acquiring starts at 0.95% per transaction, against 1.20% on the Standard plan, which carries no monthly fee.
• •incorporated in ITSurcharges are added on top of that rate: +1.00% on domestic and EEA business cards, +1.50% on AMEX and +1.90% on all other cards. On the Standard plan the same surcharges are +1.35%, +1.25% and +1.65%, so the subscription pays off on domestic consumer card turnover, not on business or other cards.
• •incorporated in ITA 7-day free trial is offered, and the plan can be cancelled at any time.
• •incorporated in ITThis subscription tier is offered only in the Italian market, alongside the Standard plan, which stays available with no monthly fee.
• •The 15 free SEPA transfers and 3 free ATM withdrawals a month are fee allowances, not ceilings on how much can be moved.
• •The 50 free SEPA transfers and 5 free ATM withdrawals a month are fee allowances, not ceilings on how much can be moved.
• •The service is for merchants only. Personal use is prohibited by the terms, and no personal price list is published.
• •The EEA entity publishes its prices in EUR, the UK entity in GBP.
• •Outgoing SEPA Instant transfers cost the same as a standard SEPA transfer: 4.00 EUR.

Limits

• •No numeric limits are published: transfer limits and card cash withdrawal limits are visible only inside the myPOS account, under Fees, or in the app under Cards > Limits.
• •Increases are granted only on request to myPOS support at [email protected], with supporting documentation.
• •No limits are published on the website: transfer and card withdrawal limits are visible only inside the myPOS account, under Fees, or in the app under Cards > Limits.
• •MO/TO limits are cumulative across the web Virtual Terminal and the app.
• •Higher limits on transfers, withdrawals and MO/TO payments are requested by email to [email protected], with the documentation myPOS asks for.
• •No transfer, card or ATM limit is published for this plan; daily and monthly card limits are configurable for each card in the myPOS app.
• •No transfer, card or ATM limit is published for this plan; card limits are individual and set in the myPOS app.
• •No transfer, card or ATM limit is published for this plan; card spending limits, daily and monthly for each card, are set by the account holder in the myPOS app.

Payments & transfers

• •Outgoing transfers can go to any account except accounts in countries, or to people and entities, that myPOS has restricted, but myPOS does not publish the list of those countries.
• •The published pages do not say whether funds can be sent to, or received from, regulated crypto exchanges.

Cards

• •The ban on virtual currency, token and NFT activity is repeated in the rules for accepting AMEX cards.

Countries & residency

• •myPOS runs on two licensed entities: myPOS Ltd, licensed in Ireland by the Central Bank of Ireland, serves the EEA, while myPOS Payments Ltd, licensed in the UK by the FCA, serves the UK, Gibraltar and Switzerland.
• •Gibraltar and Switzerland are served under the UK licence: neither has a licence of its own within the group.