myTU

Limits

• •Transaction limits are not published as fixed per-plan thresholds: the system adjusts limits dynamically based on an ongoing risk assessment.

Payments & transfers

• •Accounts come with an instant Lithuanian IBAN.

Crypto

• •Personal onlyThe personal account terms separately and explicitly prohibit buying or trading any cryptocurrency, on top of the general ban on sending or receiving crypto payments.

Business activity

• •Payment Services (PSP / EMI) / Gambling & Gaming (Licensed) / iGamingThe Premium+ business plan is the only one without its own sector restrictions: it explicitly accepts electronic money institutions, payment institutions, virtual asset service providers, and online gambling/casino operators, categories excluded by default on the other business plans, and is also positioned as the plan for larger companies with complex ownership structures or higher-risk operations generally.
• •Beyond the standard restricted-sector list, myTU also prohibits: dealing in artefacts and antiquities, international shipping/cargo/import-export logistics operators, multi-level marketing, offshore company incorporation/agency/referral services, pawnbrokers, political organizations or groups, public procurement providers, trading in works of art or numismatic items, carbon-credit-related activities, ponzi/pyramid financial schemes, shell financial institutions with no physical presence in any country, and the production or recycling of explosives or nuclear fuel.

Countries & residency

• •The restricted-countries list is not exhaustive and can be changed at myTU's discretion, and beyond blocking payment corridors, it can also lead to declining a company's directors, authorized representatives, or beneficial owners who are citizens or residents of a listed country.