Providers · Business & Personal accounts
nsave
3 plans in our database · pricing in USD
Data last verified: 21 August 2026
If you open an account through these links we may earn a commission. It costs you nothing extra, and it never changes the ranking. How we make money
Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Business Standard | business | Free | $15 | 0.6%* | 0.3% |
| Personal Standard | personal | Free | Free | 1%* | $12.99 |
| Personal Pro | personal | $9.99/mo | Free | 0.5%* | $9.99 |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 3 currencies · local account details in EUR, GBP, USD.
Card limits
The card can't pay for topping up money-transfer apps like Wise, Revolut or Remitly.
Card payments are declined in 7 countries: Cuba · Iran · North Korea · Russia · Syria · Ukraine · Venezuela. The account itself stays open and usable.
Getting in, and what you get
Pays interest on USD balances - the provider doesn't publish the rate.
Legal forms
Accepts: Corporation (Inc / Corp) · Limited company (form not specified) · Limited liability company (LLC) · Private limited company (Ltd / SRL / GmbH / BV) · Sole trader / freelancer.
In the fine print
Conditions from nsave's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- The $0.50 USD send fee is for Next Day ACH; SWIFT wire transfers cost $12.99 on Standard / $9.99 on Pro.
- Issuing USD Wire Details (IBAN) costs $1.99 on Standard, free on Pro, separate from the free base USD account.
- GBP account opening fee is $5 on the Personal Standard plan; free on Personal Pro and on both Business plans.
- The EUR account opening fee is waived for customers with an EU residential address, and for Pro plan subscribers regardless of residence.
Limits
- There is no general limit on ACH transfers. A $4,000 limit applies specifically to third-party person-to-person ACH payments for non-US residents.
- Previous 'Trust Level' limits have been removed from accounts; there are no preset limits tied to them.
Payments & transfers
- living in NGCustomers residing in Nigeria cannot receive GBP or EUR transfers from accounts that are not in their own name (e.g. friends, family, business partners); sending money and other account activity (USD, ACH, stablecoin) are not affected.
- nsave supports a cash-pickup transfer corridor to Syria via National Islamic Bank as well as mobile wallets.
- International outbound transfers to destinations outside the UK are processed by Veem Inc., a US money services business.
Cards
- New card issuance was first paused in May 2026 after the card partner stopped onboarding new users in some countries; as of 18 June 2026, existing cards stopped working entirely: no nsave card is currently functional. A replacement card is planned but not yet available.
Crypto
- Stablecoin deposits (USDC, USDT) are only supported on the Solana network; more networks and stablecoins may be added in the future.
- The USD account and stablecoin wallet are operated by npay USA Inc., a Money Services Business registered with FinCEN, not a bank, and funds are not FDIC-insured.
Company ownership
- Business onlyCompanies operating with bearer shares are not accepted for business accounts, unless publicly traded on a recognized stock exchange.
Licence & regulation
- nsave is not itself directly regulated by the UK Financial Conduct Authority; it acts as a distributor of accounts issued by separately regulated partner institutions.
- Two different FCA-authorised Electronic Money Institutions (Keel Money Ltd and Frost Money Ltd) have each been named as the issuer of GBP and multi-currency accounts on different nsave pages; which one currently applies is not clear.
Will nsave actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks nsave's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →