Pave Bank

Pricing

• •Digital asset services are priced on top of the account: a monthly asset service fee from 100 USD, from 0% to bring assets in, from 0.10% to send them out and from 0.35% to convert them.
• •Asset service prices are not published for this package: they are agreed individually, so confirm them before committing.
• •Digital asset services are outside the scope of this package: in-app conversion and withdrawals to an external wallet start from Package 2.
• •Pricing is published as three packages quoted in USD, while transfer fees are denominated in the currency of the corridor (GEL, USD or EUR).

Limits

• •External transfers of 100,000 GEL or more, or the equivalent in another currency, require supporting documents to be uploaded before the transfer can be processed. It is a documentation requirement, not a cap on the amount you can send.
• •External transfers of 100,000 GEL or more, or the equivalent in another currency converted at the current rate, require supporting documents to be uploaded before execution. It is a documentation requirement, not a cap on the amount you can send.

Payments & transfers

• •The only country specific rule documented is a formatting one rather than a permission: a SWIFT transfer to Mexico must carry an 18 digit CLABE number as the destination.
• •The local GEL account is a Georgian IBAN held with the bank itself.
• •Outgoing GEL payments are bank to bank transfers within Georgia, routed through the National Bank of Georgia RTGS system.

Crypto

• •Sending assets on-chain goes through a segregated wallet transfer, and the destination address has to be whitelisted where applicable.
• •According to Pave Bank's documentation, the crypto order API is available in sandbox and enabled in production on request. The same documentation still describes the segregated wallet transfer API as available in sandbox, with production planned for 10 August 2026 and enabled on request. That date has passed, but the date alone does not show whether the API is live: check with Pave Bank.

Countries & residency

• •No list of blocked or allowed countries for payments is published: the agreement refers only in general terms to sanctions and embargoes issued by the United Nations, OFAC, HM Treasury and the European Union.

Licence & regulation

• •Deposits are covered by the Georgian Deposit Insurance System up to 50,000 GEL, reimbursed by the Deposit Insurance Agency.
• •The banking licence was issued on 14 December 2023, and the bank operates as a digital only bank with no branches.