Providers · Business accounts

Relio

Relio

2 plans in our database · licensed as FINTECH · pricing in CHF

Data last verified: 21 August 2026

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Independent data. Every figure below comes from Relio's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

PlanTypeMonthly feeSetupFX feeSWIFT out
Business Accountbusinessfrom CHF 19/mo ⚠Free1%*n/a
Capital payment accountbusinessNot publishedCHF 249n/an/a

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

Multi-currencyCrypto-friendly

Hold up to 3 currencies · local account details in CHF.

Regulation

Regulated or registered in Switzerland.

Regulators: FINMA

In the fine print

Conditions from Relio's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Pricing

  • Third party fees may still apply on international payments.
  • Each currency gets its own dedicated IBAN, and holding multiple currency accounts carries no maintenance fee.
  • Besides CHF you can hold and exchange EUR and GBP, with a 1 percent currency conversion fee.

Payments & transfers

  • Relio describes its list of countries reachable by international payment as not exhaustive and still expanding, so a country missing from it is not necessarily blocked.

Cards

  • Debit cards and API access are announced as coming soon and are not available yet.

Business activity

  • Business onlyRelio publishes no list of prohibited industries: each business is assessed individually.

Opening an account

  • Business only · incorporated in CHThe Capital payment account is used to pay in the share capital when incorporating a Swiss GmbH or AG, and is not an operating account.
  • Business only · incorporated in CHOnce the company is incorporated, the capital can either stay with Relio in an operating account or be transferred to another institution.
  • Business onlyThis account is aimed at complex cases: international business activity, foreign owners and directors, layered ownership structures and unusual business models.

Countries & residency

  • Business only · incorporated in CHThe account is open only to companies registered in Switzerland, but the owners and directors of that company can be foreign nationals or residents.

Licence & regulation

  • Relio holds a Swiss FINMA fintech licence, regulated under the Swiss Federal Banking Act Art. 1b. Client funds are held at correspondent banks and are not covered by deposit insurance.

Will Relio actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Relio's published rules on all of them, and shows you the alternatives too.

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