Providers · Business & Personal accounts
The Kingdom Bank
2 plans in our database · licensed as banking, Digital Assets
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Private Banking | personal | Free | - | n/a | n/a |
| Business Account | business | Bespoke | - | n/a | n/a |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 62 currencies · local account details in AED, AUD, CAD, CNY, DKK, EUR, GBP, HKD, ILS, JPY, KWD, NOK, NZD, SEK, USD, ZAR.
Getting in, and what you get
Pays interest on GBP, EUR, USD balances - the provider doesn't publish the rate.
Offers a revolving line.
Regulation
Regulated or registered in Dominica.
Regulators: Financial Services Unit (FSU), Ministry of Finance of the Commonwealth of Dominica
In the fine print
Conditions from The Kingdom Bank's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- Fees are not published: pricing is custom and risk-based, supplied individually through an account manager. Individual clients pay no monthly fee, while corporate clients may incur risk-based fees.
Limits
- The total usage limit on the bank cards has been raised to €1,000,000.
Cards
- The card can convert digital assets into local currency at the point of spending.
Crypto
- Offers a USDT crypto savings product with tiered annual yields (2% / 2.5% / 3% / 3.5% for 32 / 90 / 180 / 365-day terms), from a 1,000 USDT minimum.
- Provides overdraft facilities on both fiat and crypto balances.
- Runs an OTC desk for over-the-counter trades and allows an unlimited number of digital-asset wallets.
- One of the supported coins, KingdomCoin (TKB), is the bank's own native ERC-20 token.
Business activity
- On top of the sectors it already prohibits, the bank also bans: counterfeit government IDs, visas, or licenses; goods or services infringing third-party intellectual property; file sharing; content inciting violence, hatred, or racism; anonymous or non-customer stored-value cards; Ponzi and pyramid schemes; third-party payment processing and payment aggregation; multi-level marketing and get-rich-quick or high-yield investment programs; satellite and cable TV descramblers; shell banks; and timeshares or property reservation payments.
- The bank onboards a wide range of higher-risk sectors, citing money service businesses, Forex, and digital assets as illustrative (non-exhaustive) examples.
Opening an account
- Customers connected to jurisdictions the bank classifies as high-risk are subject to enhanced due diligence.
Sanctions
- No list of restricted countries is published: the terms point to a “Restricted Transactions List” in the acceptable use policy, and no send/receive corridor or currency allow-list appears on the site. The one exclusion stated openly is the bank's own jurisdiction: services are offered worldwide except to citizens and residents of the Commonwealth of Dominica.
Licence & regulation
- Licensed as an offshore bank under the Commonwealth of Dominica's International/Offshore Banking Act.
- The Dubai entity, The Kingdom FZE, is a non-banking free-zone representative office, not a licensed bank.
Will The Kingdom Bank actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks The Kingdom Bank's published rules on all of them, and shows you the alternatives too.
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