Providers · Business & Personal accounts
Transferra
5 plans in our database · licensed as EMI
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Starter | business | €49/mo | Free | 1%* | €50 |
| Basic | personal | €50/mo | €150 | 0.5%* | n/a |
| Custom | personal | from €100/mo ⚠ | €200 | n/a | n/a |
| Global | business | €149/mo | €499 | 0.75%* | 0.3% |
| Specialised | business | from €399/mo ⚠ | €999 | 0.5%* | 0.25% |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 42 currencies · local account details in BGN, CHF, CZK, DKK, EUR, GBP, HUF, PLN, RON, SEK, USD.
Getting in, and what you get
Offers term loans.
Regulation
Regulated or registered in United Kingdom.
Regulators: Financial Conduct Authority
In the fine print
Conditions from Transferra's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Limits
- Monthly turnover on this plan is capped at 50,000 EUR.
- Monthly turnover on this plan is capped at 300,000 EUR.
Payments & transfers
- Transferra holds its own FCA e-money licence; accounts and virtual IBANs are provided through partners Clear Junction and OpenPayd, and cards through Wallester.
- The EUR account comes with a dedicated IBAN and supports SEPA and SEPA Instant.
- The USD account provides local US account details with ACH.
- The GBP account provides a local UK sort code and account number, with Faster Payments, BACS, and CHAPS.
Business activity
- Only the sectors and countries on the acceptance policy's prohibited lists are hard blocks; everything else, including high-risk countries, is considered on a case-by-case basis.
- Beyond the modeled prohibited sectors, the acceptance policy also bars multi-level-marketing, pyramid and get-rich-quick schemes, timeshare, unregulated or inadequately licensed financial institutions and account aggregation, unlicensed legal or counselling services, counterfeit goods, and illegal telecommunications devices.
Will Transferra actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Transferra's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →