Providers · Business accounts

Vialet
3 plans in our database · licensed as EMI
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Standard Business | business | €100/mo | €500 | 2%* | 0.5% |
| Digital Enterprises | business | €150/mo | €750 | 2%* | 0.75% |
| Regulated Enterprises | business | €200/mo | €1500 | 2%* | 1% |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 3 currencies · local account details in EUR.
Getting in, and what you get
Offers a credit card and a revolving line.
Regulation
Regulated or registered in Lithuania.
Regulators: Bank of Lithuania
In the fine print
Conditions from Vialet's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- Tier assignment, and therefore pricing, is risk-based across the Standard, Digital, and Regulated plans.
- Opening an account is free, but a mandatory application-review fee starting at 500 EUR applies.
Payments & transfers
- The euro account comes with a dedicated Lithuanian IBAN, fully your own: Vialet does not put customers on pooled accounts.
Crypto
- This tier serves licensed, regulated crypto businesses; bank-wide, the acceptable-use policy prohibits only unlicensed VASPs/CASPs and escrowless peer-to-peer crypto.
- This mid-risk tier is aimed at fintechs, white-label providers, B2B platforms, and financial-service providers; any crypto activity is handled under the Regulated tier instead.
- This lower-risk tier is aimed at retail, e-commerce, tech services, and established companies; any crypto activity is handled under the Regulated tier instead.
Business activity
- Beyond the sector categories shown, the following are also prohibited: financial schemes (pyramid, Ponzi, or fraudulent investment); the illicit trade of tobacco, alcohol, prescription drugs, steroids, and firearms; counterfeit or replica goods; protected wildlife and materials such as fur, ivory, and endangered species; and human or biological materials such as organs, specimens, and pathogens.
- Licensed high-risk businesses such as iGaming, crypto, forex, and financial institutions are served through the Regulated tier.
Sanctions
- Payments to and from Crimea are also prohibited.
Licence & regulation
- Operated by VIA Payments UAB, licensed as an electronic money institution by the Bank of Lithuania (licence No. 16).
Will Vialet actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Vialet's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →