Volet

Limits

• •The card limits listed for this plan are those of the Europe card at the verified level. Unverified accounts on the same card have lower limits: card funding of 150 EUR/USD over the card's lifetime (a single transaction), POS payments up to 150 EUR/USD per payment and per day (10 per day), ATM withdrawals up to 80 EUR/USD per withdrawal and per day (5 per day) and 150 EUR/USD per year, and a maximum card balance of 150 EUR/USD.
• •Additional Europe card limits at the verified level: card funding up to 5,000 EUR/USD per day (8 transactions), 20,000 EUR/USD per month and 80,000 EUR/USD per year; ATM withdrawals up to 80,000 EUR/USD per year; maximum remaining card balance 20,000 EUR/USD.
• •For external deposits and withdrawals (SWIFT, SEPA, local transfers), each fiat method has its own limits, which are specified on the page where the transaction is made.

Payments & transfers

• •The list of countries with local bank transfer deposit support applies only to a specific top-up channel (via a third-party partner) that converts local currency into the USD wallet balance. It is not a general list of countries Volet can send or receive SWIFT/SEPA transfers with.

Cards

• •Each Volet card has its own availability: the Global digital Mastercard is available in 150+ countries, while the Europe cards, plastic and virtual, can be ordered by verified users in the EU, Switzerland, Norway, Turkey and Israel. Whether a Europe card is Visa or Mastercard depends on the user's country.
• •The APAC plastic card is available to citizens of Australia, Japan, the Philippines, New Zealand, Thailand, Singapore, Malaysia, Cambodia, Vietnam and South Korea. Users with an eligible long-term or permanent residence document may also apply, and address verification is required.

Opening an account

• •Personal only · living in GBVerification requests from consumers resident in the UK are currently not accepted, due to recent changes in UK crypto-asset legislation. The company states service will resume once the required regulatory permission is obtained.
• •Business account verification requires a certificate of incorporation, the account holder's passport, and a document linking the company to the account holder; information on beneficial owners and the CEO/General Director is also required if the account holder is only a representative.

Countries & residency

• •A separate Canadian entity (Queensland Foreign Exchange Inc., FINTRAC-registered as a Money Services Business) applies only to customers resident in Canada.

Licence & regulation

• •Volet's default entity for non-Canadian customers, Second February Limitada (Costa Rica), does not disclose any financial license or regulator in its Terms and Conditions or AML Policy.
• •Marketing material claims the company operates through partner licenses including an Electronic Money Institution partnership in the EU, but does not name the partner or a license number, and this claim does not appear in the binding legal terms.
• •No deposit protection scheme (such as the UK's FSCS) is mentioned in any source.