Providers · Business & Personal accounts
Walletto
2 plans in our database · licensed as EMI
Data last verified: 21 August 2026
If you open an account through these links we may earn a commission. It costs you nothing extra, and it never changes the ranking. How we make money
Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Standard | business · personal | Bespoke | Free | 3%* | €10 + 0.1% |
| Advanced | business · personal | Bespoke | €1000 | 3%* | €60 + 0.5% |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Legal forms
Accepts: Limited company (form not specified) · Sole trader / freelancer.
Regulation
Regulated or registered in Lithuania.
Regulators: Bank of Lithuania
In the fine print
Conditions from Walletto's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- The Advanced commission rates apply to clients Walletto assesses as high-risk; the tier is assigned by the bank's own risk assessment rather than chosen by the customer.
- The Standard commission rates apply to clients Walletto assesses as low-to-medium risk; the tier is assigned by the bank's own risk assessment rather than chosen by the customer.
Payments & transfers
- Walletto currently operates in EUR only, with coverage limited to SEPA payment corridors.
Crypto
- Business only · Crypto & Blockchain (Regulated)Crypto support is business-to-business only: Walletto works with crypto companies that hold a license in Europe, providing them with card issuing, acquiring, and business accounts.
Business activity
- Business only · NGO & Charity (Regulated)Beyond charities incorporated in the EEA, Walletto may also accept a well-established and reputable international charity on a case-by-case basis.
- Walletto also prohibits, among other activities: trade in furs and ivory; protected artworks; escort services; bulk email and SMS marketing; and restricted electronics.
Countries & residency
- Service is limited to the EEA; under the terms, customers outside the EEA can only be served on a reverse-solicitation basis, where the customer approaches Walletto entirely on their own initiative.
Sanctions
- Walletto also lists these territories as restricted: Abkhazia, the Azores, Crimea, Donetsk, the Gaza Strip, Kashmir, Kosovo, Luhansk, Nagorno-Karabakh, Northern Cyprus, South Ossetia, Zaporizhzhia and the West Bank.
Licence & regulation
- In 2025 Walletto reported net turnover of EUR 38.3M (up 43% year-on-year), net profit of EUR 6.56M, total assets of EUR 103.9M, and a capital adequacy ratio of 1.58.
Will Walletto actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Walletto's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →