Providers · Business accounts

WorldFirst

WorldFirst

1 plan in our database · licensed as EMI, AFSL, MPI

Data last verified: 21 August 2026

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Independent data. Every figure below comes from WorldFirst's published pricing, checked by hand - never from a sales deal. Missing fees show as “n/a” and are never counted as free. Methodology · Spotted an error? Tell us

Plans & fees

PlanTypeMonthly feeSetupFX feeSWIFT out
World AccountbusinessFreeFree0.75%*n/a

* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.

What you get

Virtual cardsMulti-currency

Hold up to 15 currencies · local account details in AUD, CAD, CNH, EUR, GBP, HKD, JPY, NZD, SGD, USD.

Legal forms

Accepts: Limited company (form not specified) · Sole trader / freelancer.

Regulation

Regulated or registered in Netherlands, United Kingdom, Australia, Singapore, Hong Kong SAR China.

Regulators: DNB · FCA · ASIC · AUSTRAC · MAS · Hong Kong Customs and Excise Department

In the fine print

Conditions from WorldFirst's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.

Payments & transfers

  • The World Account cannot be used by anyone residing, working or doing business in a country restricted by the US Office of Foreign Assets Control, or otherwise subject to sanctions. Outside those countries WorldFirst pays out in 92 currencies to more than 210 countries and collects from more than 100 online marketplaces.

Crypto

  • The account cannot be used to trade non-fungible tokens, cryptocurrencies, or other virtual currencies.

Business activity

  • The account also can't be used for these prohibited transaction types: human organs or blood; controlled or endangered animal species; unlicensed hazardous or toxic chemicals; controlled dangerous tools such as crossbows; multi-level marketing or pyramid schemes; auction houses; game-hunting services (including related travel agencies); religious organisations; live-streaming platforms or services; investment immigration; and unlicensed export or re-export of US-origin goods or technology.
  • "Unlicensed or illegal financial services" are prohibited, though the terms don't explicitly rule out licensed payment service providers or EMIs.

Licence & regulation

  • Customer funds are safeguarded by being held with partner banks, and WorldFirst holds 60+ international licenses.

Will WorldFirst actually accept you?

Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks WorldFirst's published rules on all of them, and shows you the alternatives too.

Check in 2 minutes →