Providers · Business accounts
Xace
3 plans in our database · licensed as PI, MSB · pricing in GBP
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Gaming Payment Account | business | from £250/mo ⚠ | - | n/a | n/a |
| Business Payment Account | business | from £250/mo ⚠ | - | n/a | n/a |
| XacePay | business | Bespoke | - | n/a | n/a |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 27 currencies · local account details in EUR, GBP, USD.
Regulation
Regulated or registered in United Kingdom, Malta, Canada.
Regulators: Financial Conduct Authority · Malta Financial Services Authority
In the fine print
Conditions from Xace's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Payments & transfers
- Business onlySupports 10 currencies (including EUR, GBP, USD, and CAD) through 10 correspondent banks, using rails including SEPA, Target2, UK Faster Payments, CHAPS, ACH, and US local wires.
Business activity
- Business onlyThis plan covers non-gambling sectors such as ecommerce, esports, influencer marketing (subject to proof of legitimate income), and competitions or giveaways operated without a gambling licence, as well as general freelance, sole trader, and corporate business accounts.
- Business onlyThis plan is designed for payment service providers, fintechs, and other regulated financial institutions, rather than standard merchant or gaming accounts.
- Business onlyThis plan is designed for gambling-related businesses: online casinos, sportsbooks, poker and lottery platforms, white-label casino operators, gambling software suppliers, gaming affiliates, prediction market platforms, and land-based gambling businesses (casinos, betting shops, arcades, equipment manufacturers and retailers).
- Business onlyXace offers a separate product, XacePay, aimed at payment service providers, fintechs, and other regulated financial institutions rather than standard merchants.
Countries & residency
- Business onlyCorporate accounts require the company to be incorporated in Europe, or to be an international company with a subsidiary in Europe.
Licence & regulation
- Business onlyXace and Xace Europe are trading names of two separately regulated entities: Xace Limited (UK, FCA-authorised) and Xace Malta Ltd (Malta, MFSA-licensed). The website does not specify which entity a given customer contracts with.
- Business onlyXace Limited is also registered as a Foreign Money Service Business in Canada.
- Business onlyFunds are safeguarded through Modulr FS Limited (UK) and Modulr Finance B.V. (Netherlands), both separately licensed e-money institutions that issue the underlying accounts and cards.
Will Xace actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Xace's published rules on all of them, and shows you the alternatives too.
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