Providers · Business accounts
Xace
3 plans in our database · licensed as PI, MSB · pricing in GBP
Data last verified: 20 September 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| Gaming Payment Account | business | from £250/mo ⚠ | - | n/a | n/a |
| Business Payment Account | business | from £250/mo ⚠ | - | n/a | n/a |
| XacePay | business | Bespoke | - | n/a | n/a |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 27 currencies · local account details in EUR, GBP.
Regulation
Regulated or registered in United Kingdom, Malta, Canada.
Regulators: Financial Conduct Authority · Malta Financial Services Authority
In the fine print
Conditions from Xace's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Payments & transfers
- Business onlySupports 10 currencies (including EUR, GBP, USD, and CAD) through 10 correspondent banks, using rails including SEPA, Target2, UK Faster Payments, CHAPS, ACH, and US local wires.
Business activity
- Business onlyThis plan covers non-gambling sectors such as ecommerce, esports, influencer marketing (subject to proof of legitimate income), and competitions or giveaways operated without a gambling licence, as well as general freelance, sole trader, and corporate business accounts.
- Business onlyThis plan is designed for payment service providers, fintechs, and other regulated financial institutions, rather than standard merchant or gaming accounts.
- Business onlyThis plan is designed for gambling-related businesses: online casinos, sportsbooks, poker and lottery platforms, white-label casino operators, gambling software suppliers, gaming affiliates, prediction market platforms, and land-based gambling businesses (casinos, betting shops, arcades, equipment manufacturers and retailers).
- Business onlyXace offers a separate product, XacePay, aimed at payment service providers, fintechs, and other regulated financial institutions rather than standard merchants.
Countries & residency
- Business onlyCorporate accounts require the company to be incorporated in Europe, or to be an international company with a subsidiary in Europe.
- Business onlyXace never lists which countries it accepts, only "Europe". Its coverage menu also names "Eastern Europe", but this comparison treats only the EEA, the United Kingdom and Switzerland as eligible, so companies in Serbia, Ukraine, Moldova or the Balkans are not shown as a match.
Licence & regulation
- Business onlyXace and Xace Europe are trading names of two separately regulated entities: Xace Limited (UK, FCA-authorised) and Xace Malta Ltd (Malta, MFSA-licensed). The website does not specify which entity a given customer contracts with.
- Business onlyXace Limited is also registered as a Foreign Money Service Business in Canada.
- Business onlyFunds are safeguarded through Modulr FS Limited (UK) and Modulr Finance B.V. (Netherlands), both separately licensed e-money institutions that issue the underlying accounts and cards.
Will Xace actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Xace's published rules on all of them, and shows you the alternatives too.
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