Providers · Business & Personal accounts
Yoursafe
2 plans in our database · licensed as EMI
Data last verified: 21 August 2026
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Plans & fees
| Plan | Type | Monthly fee | Setup | FX fee | SWIFT out |
|---|---|---|---|---|---|
| YOU Account | personal | Free | Free | n/a | €25 |
| Business Account | business | Free | Free | n/a | €25 |
* Some FX rates are “from” or “up to”. ⚠ “from” = starting price (variable pricing) - the final fee depends on your profile. “Bespoke” = custom pricing on request. Compare across providers on the fee tables.
What you get
Hold up to 3 currencies · local account details in EUR, GBP, USD.
Legal forms
Accepts: Corporation (Inc / Corp) · Foundation · Limited company (form not specified) · Partnership (form not specified) · Sole trader / freelancer.
Regulation
Regulated or registered in Netherlands.
Regulators: De Nederlandsche Bank (DNB)
In the fine print
Conditions from Yoursafe's own terms, pricing pages and acceptable-use policy that don't fit in a table. Read in full and checked by hand.
Pricing
- Sending pounds out costs £3.00 over SEPA, £15.00 over SWIFT and £5.00 over ACH from the account itself.
- Sending dollars out costs $5.00 over SEPA and $30.00 over SWIFT, while ACH and US cheques from the account itself are free.
Limits
- Only the per-transaction ceilings are published, at the POS and at the ATM. Yoursafe does not publish daily or monthly card limits, because they follow each customer risk profile.
Payments & transfers
- Business only · Adult EntertainmentThe business account accepts incoming transfers from adult-industry payment processors (Verotel, CardBilling, GayCharge) at no fee.
- A dedicated GBP IBAN can only be opened on a Business Account, not on a personal one.
- Euro is the default settlement currency on both plans, and the YOU account comes with a single Dutch IBAN on SEPA.
- A dedicated USD IBAN can only be opened on a Business Account, not on a personal one.
Crypto
- Incoming fiat from a regulated exchange is subject to a compliance review, not accepted automatically.
- Business onlyFor business accounts, the crypto restriction applies to running crypto as a business (such as operating an exchange), not to receiving fiat from an exchange as an ordinary customer.
Business activity
- Personal onlyThe personal YOU account is explicitly aimed at content creators such as musicians, vloggers, influencers, and adult-content performers.
Will Yoursafe actually accept you?
Acceptance depends on where your company is registered, where its owners live, where your money flows - and your sector. The wizard checks Yoursafe's published rules on all of them, and shows you the alternatives too.
Check in 2 minutes →